Black Real Estate Dialogue

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.A class action lawsuit has been filed against Navy Federal Credit Union alleging the lender discriminated against Black and Latino mortgage applicants. In this episode, I breakdown the details of the lawsuit as well as the profiles of two denied applicants who the lawsuit is based around. If you didn't hear last week's episode about Navy Federal Credit Union denying 50% of Black mortgage applicants, the episode links are below. Listen to the last episode on Apple PodcastsListen to the last episode on Spotify Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guideDownload my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Follow on Social MediaInstagram- https://www.instagram.com/blackrealestatedialogue/Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, I discuss the recent news that a Jeff Bezos-backed company will be buying more single family homes. Arrived Homes has already investing in nearly 400 single family homes and they will be buying more. In this episode, I address the concerns you may have about this and give some tips to succeed in 2024.  Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guideDownload my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Follow on Social MediaInstagram- https://www.instagram.com/blackrealestatedialogue/Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, I discuss the recent announcement from the Federal Reserve stating that there will be 3 interest rate cuts in 2024. I also share how this impacts you as an investors and how to best position yourself for success in 2024. I predict that as the year goes on and rates come down, the housing market will get more competitive. Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Follow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, I challenge the narrative spun by a recent CNN report alleging racial disparity in mortgage approval rates at Navy Federal Credit Union. I pull back the curtain on the details of the mortgage process, highlighting why a pre-approval isn't a guaranteed golden ticket to homeownership and how underwriting can be the unseen game-changer. We lament over the emotionally charged and biased approach taken by a reputable news source, pushing you, our listeners, to critically examine all the available information before forming your own conclusions. This episode is more than just a critique of a news report; it's a call to understand the complexities of the mortgage process and the importance of educating yourself before diving into homeownership.Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.Imagine being a landlord in New York City, a place known for its tough tenant laws. Now, picture your tenant refusing to pay rent for two years due to alleged poor living conditions. Sounds crazy, right? In this episode, I discuss a real story of how this happened in NYC recently.  The landlord has been reporting the non-payments to the credit agencies and the tenant's credit has suffered. In this episode, I discuss the implications of this and things you need to consider as an investor. Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, I discuss the new program running in New York City, which could pay homeowners up to  $395,000 to construct tiny homes/ADUs. This initiative by the New York Department of Housing Preservation and Development, the PLUS One ADU Pilot Program, is designed to fuel the creation of Accessory Dwelling Units (ADUs) on one’s property - all in the name of building more affordable housing.  I share my opinion on the program and what I think should be done going forward. Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, I talk about the prediction from ING Economics that the Federal Reserve will reduce interest rates SIX times in 2024. I also define key terms such as basis points, federal funds rate and explain the job of the Federal Reserve. I also discuss how this can potentially impact you as a real estate investor and how the Federal Reserve impacts mortgage interest rates.FHA Update Episode (Linked below)SpotifyApple PodcastsFree ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.Today I discuss two controversial bills that could change the real estate market as we know it. The first bill is the End Hedge Fund Control of American Homes Act on the table, which could potentially ban hedge funds from owning single-family homes in the United States. The other bill we discuss is the American Neighborhoods Protection Act, which would have corporate landlords with over 75 single-family homes pay an annual fee of $10,000 per home. I discuss my thoughts on this and what you should consider as an investor.Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, we discuss the newly proposed ordinance in Kansas City, aimed at preventing landlords from discriminating against Section 8 tenants, and the unseen difficulties landlords often face with the Section 8 program. I share my experiences and demonstrate how poor Section 8 program management can lead to significant financial losses for landlords, particularly the small-scale 'mom and pop' operations who cannot afford prolonged income loss. I also recommend reform to the Section 8 program overall. Free ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueListen on AudioApple Podcasts- https://podcasts.apple.com/us/podcast/black-real-estate-dialogue/id1485181666Spotify- https://open.spotify.com/show/2pCGzfJb9peiJ0kigui1er?si=Xxd5gfg5R0Sc9Kxzwg_ffgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I’ll send you a free training on finding and analyzing properties.In this episode, I discuss FHA's new loan limits for 2024 and proposed changes for the FHA 203K Loan Program. FHA is required to update loan limits for 1-4 unit properties each year. The FHA 203k Loan allows you to get financing for the renovation costs of a property while adding that cost to the loan. I also share how all of this impacts you as an investor. It's important to be updated on critical changes such as these so I look forward to hearing what you think.  Find your county FHA Loan Limits- https://entp.hud.gov/idapp/html/hicostlook.cfmFree ResourcesDownload my free guide, How to Buy Your First Rental Property in 2024- https://www.outofstatemoney.com/how-to-buy-your-first-investment-property2024Download my free guide, 8 Steps to Buying Your First Out of State Property- https://www.outofstatemoney.com/long-distance-investing-guide Download my free guide Top 10 Down Payment Assistance Programs- https://bit.ly/dpassistance1CoachingApply to my Out of State Investing 4-Week Workshop- https://www.outofstatemoney.com/workshopApply for my out of state investing coaching program here -https://www.outofstatemoney.com/Schedule a call with me to discuss your real estate goals- https://calendly.com/bredialogue/30minFollow on Social Media Instagram- https://www.instagram.com/blackrealestatedialogue/ Tik Tok- https://www.tiktok.com/@blackrealestatedialogueAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy